Tuesday, February 10, 2015

Sanne, the first HOPE Fund

Sanne
The HOPE Fund that Wendy and I are currently revamping had it's start in Nepal in a village named Sanne, in the Dhankuta district of East Nepal in 2008. Due to some very unforseen circumstances, I just returned from my first trip there. This was a village that my pastor, Michael, had previously visited a couple years ago. It was neat following in his footsteps and sleeping in the same home where he slept. I was truly blessed to see what God has accomplished through our church planter and through the HOPE Fund.

I can't help but to think I should have come to Saane almost 2 years ago. There is so much I could have learned. So many lessons we have learned by studying Microfinance research, we could have learned by studying this program. Our two first HOPE Funds were run very differently and we found some interesting things. Many things we added to our new program, they were already doing them in Sanne.

This fund started with little capital, $1800, and with this small amount, 46 loans have been given. I was able to interview some who had just received loans as well as others who had been some of the first to receive loans.


Our first interview was with Bhim Bahadur Pulami, who received his his first loan in 2008 where he started a furniture making business which included training and equipment. Before the HOPE Fund, he had no land of his own and no way to start any type of business for himself, and no collateral to get a conventional loan. His family had no money and they were struggling to even survive. Bhim is now a proud land owner, has built their family a nice house and has sent his children to school. Bhim now sends money every month to his daughter who is in medical school. He has a thriving business and is truly one of the best examples of what we want to accomplish. Fighting poverty by empowering people through small loans to be able to create wealth to change their families status and to feed and educate their children. Bhim's family has completely changed and he completely believes in Jesus!


Pastor Bhakta (left) has done an amazing job here, bringing Christ to the people and changing people's lives as well as through the numerous micro loans which have allowed hundreds of people to come out of extreme poverty and are now living lives which includes kids being fed and sent to school. Those who had no land now are landowners and thriving in their community.


Having seen the results of loans that were given out 6 years ago, the fruits speak for themselves. I just feel so privileged to have seen what has been accomplished, and know that even years after I depart Nepal, the HOPE Fund we have improved, will continue to change countless lives. Praise be to God for his grace and love he has for all of the peoples of this world. 


This is the man who was the VDC leader of Sanne for years, he has now come to Christ and preaches at the church! This all came about because he was asked to be a board member for the HOPE Fund in Sanne, and after time began to see the truth and find the love of God.

We also did an audit while we were there, gathering all of the financial and personal data of the loans that were given. Wendy will spend the next week at least, putting together all of the details and making sense out of it. Thank God for my wife that has so many talents, abilities, and patience!

This is the Pastor's entire family that was present just before we left to begin our trip back. Speaking of the trip out to Sanne and back, I could easily write a funny blog outlining the difficulties and adventure. Some time soon I will post about traveling, especially on local busses.


Thanks to all of our supporters who make this all possible. Donations

Wednesday, February 4, 2015

Bandh in Pokhara


Unless you keep up with Nepali news, you may not be aware that Nepal is, and has been, governed under the Interim Constitution of Nepal, since January 15, 2007. No, you didn't read that wrong, the "interim" constitution has now been in affect for more than 8 years, after numerous deadlines to have a permanent constitution completed have come and gone. See how much you miss when you don't keep up with the news in Nepal? :)

The most recent deadline was January 22, 2015.

Why do I mention this in a blog post? Because in an effort to be heard, and hopefully get their agendas included in the constitution, many different groups resort to calling nationwide and area-specific bandhs (strikes) in the days and weeks leading up to the deadline.   


Wendy's in Pokhara?!
It's not a "real" Wendy's,
just some restaurant with a Wendy's sign,
but I'm going to have to go check this place out
one day when there's not a bandh!
During bandhs most businesses shut down and vehicular traffic is not allowed, except emergency vehicles, so it essentially brings the effected area to a standstill. Of course, the small shop owners who can't/ don't open during bandhs lose business and are most impacted, and those who do open risk retaliation (usually throwing rocks or even arson) from organizers, as do non-emergency vehicles that ignore the bandh.

Sam and I experienced several bandhs during our time in Kathmandu. It was usually pretty empty on the streets, although more and more people were starting to ignore the bandhs and would risk driving or opening their shops; however, we never witnessed any violence or demonstrations.

So a few weeks ago bandhs were called in Pokhara, and on the first day of the bandhs, Sam and I decided to go for a walk to check things out. We were in for a surprise, as it was nothing like the bandhs we experienced in Kathmandu.

Instead of empty streets, it was like a huge city-wide festival. It was a beautiful sunny, yet cool day and everyone was outside in the streets playing football (soccer), badminton, hackey sack, riding bicycles (which is allowed) and stopping to talk with friends... or make new friends with strangers! 

Normally dodging vehicles is par for the course when we go for walks, so with no vehicular traffic we were ready to enjoy a stress-free day of walking, not realizing that instead of dodging cars all day, we would be playing a continuous game of dodge ball (avoiding wild soccer balls) all day. I was pretty impressed with myself for not getting hit (I was never that good at dodge ball as a kid), but then Sam took things to a whole new level by not only not getting hit, but also managing to kick a ball or two back into the game!

We ran into 3 different groups of our friends while we were walking, and heard that a few restaurants were open down near Lakeside (since it is the tourists area) so that's where we headed. 

As we walked, a little girl came up to us asking for sweets, which we didn't have, but she was carrying a make-shift bat and ball, so I tossed the ball to her (a surprisingly good throw for me) and she tried to hit it. She missed, but from the huge smile she gave me and Sam, she looked like she had just hit the winning home-run in the World Series. I knew how she felt... between my extraordinary "pitch" and my success that day at dodge ball, I was feeling like quite the sports superstar myself!


Down at Lakeside, we ate lunch, walked around some and then walked back home... about 11 miles round trip. That's right, sports superstar and fitness queen all in one day... who says God doesn't do miracles these days?

On our way home, there were some teenage boys walking in front of us. One of the boys threw a piece of paper on the ground. As we passed the piece of paper, Sam picked it up and said, "You dropped something" just as the boy threw another piece of paper on the ground, which Sam also picked up and again commented. This time the boys turned around. I wasn't sure what to expect, but Sam just held up the papers and smiled at them. They looked uneasy for a moment, and then Sam asked them how they were doing. They kind of cast their eyes down, not sure what to say and meekly said they weren't good, he had embarrassed them, but Sam just started talking to them and soon we were all walking along talking as friends. 

Shortly after that, we saw a car pull out onto one of the main roads from a side street and a bunch of guys started yelling at the driver and chasing him off the road. At first Sam and I thought it might be bandh organizers trying to enforce the bandh, but we quickly realized it was just a group of guys playing football (soccer) who were upset that their game in the middle of the road was interrupted! Luckily the driver quickly pulled off the road and the game was able to continue without incident. 

Unfortunately, the same can't be said for the Maoists, the Constituent Assembly and a constitution for Nepal, but that's another story that is best left to the media to cover. Click here to read that article, "Brawl Disrupts Drafting of Constitution in Nepal" from the New York Times.